Payment Software and Liquidity Solutions for your business

SMB payment processors, niche industry brands and global payment companies trust XanPay’s network to handle and route their liquidity in the Asia Pacific.

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XanPay enables business partners in the payment industry to solve difficult problems across the Asia Pacific (APAC).

Credit card network

Credit card networks in this region pose some serious limitations such as:

  • low-penitration

    Low market penetration

  • fixed-cost

    Fixed costs per transaction

  • high-fees

    High FX fees

At XanPay we offer:

  • low-penitration

    Higher penetration in the region

    By providing suite of local alternative payments methods.
  • fixed-cost

    No per-transaction fixed fee

    That benefits high volume microtransactions for your business.

Expand your business potential

Accept alternatives to credit cards

XanPay does not work with credit-based payments such as Visa or Mastercard. Instead, we enable localized direct debit forms of payment (alternative payment methods).

Target the vast majority of customers in APAC without credit cards, and get to approve any and all refunds.

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Reduce chargebacks

With XanPay, you are in control of chargebacks. Give refunds to the right customers and reduce fraudulent chargeback risk to zero.

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No more fixed fees

Stop paying fixed fees to a financial intermediary for each transaction.

Increase your monthly revenue and empower your business to process microtransactions with just one variable rate.

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Payment methods we support
Hong Kong
New Zealand
South Korea

Transparent fee structure

Minimize costs to stay ahead

Payment methods

Currency conversion


Cost for cross-border transactions

Cost for domestic transactions



Alternative payment methods

With 5 times the market penetration rate of credit cards!

Mid-market FX rates

Pay as you go

No fixed fees



No chargebacks

Other providers

Credit cards

1-2% FX spread

Up to 50¢


Up to 1%

+ fixed processing fees

Up to $100 per chargeback

*Fees for merchants in high-risk sectors would be higher.

Designed for developers
Intuitive APIs that reduce integration time and effort
Full-page checkout
Simply add a XanPay button and let us handle the rest. Once payment is complete, we will send you a notification.
Checkout Documentation
Embedded widget
Embed XanPay’s component directly into your website so your customer can checkout all in one place. Customize the look and feel of your widget to fit your interface.
Widget Documentation
API for closer integration
The XanPay API is organised around REST to make it easy for you to integrate XanPay into your existing payments platform.
API Documentation
Customize your widget in minutes
Get the look and feel you want in one-click
Backed by leading Fintech investors
Experience the future of payments
All rights reserved by XanPay.
Process alternative payments and handle liquidity in APAC | XanPay